Mountain Top Fee Only Investment Advisor Irvine California

A better approach to retirement planning

Plan your future with our unique Wealth by Design process
Featured in

Why Us?

Contract Fee Only Financial Planner Irvine California

A fee-only wealth management firm

No commissions, kick-backs or sales incentives, ever. And we never sneak in hidden fees to compensate for that. Instead, we prioritize your goals and offer completely unbiased financial advice.
Success Fee Only Investment Advisor Orange County California

You get a portfolio driven by quantitate investment research

Guided by Nobel-Prize winning research, we employ advanced mathematical modeling to manage your assets, reduce volatility, and increase your overall returns.
Professional Fee Only Financial Planner Orange County California

You'll work directly with a CFP® Pro

This isn’t just a fancy title. The CERTIFIED FINANCIAL PLANNER™ designation requires extensive training and a commitment to a fiduciary standard. That means, you can rest easy knowing your finances are looked after to a higher standard of care.
Statistics Fee Only Investment Advisor Irvine California

What is a Fiduciary?

The short answer: fiduciaries are individuals or entities who are legally required to act in your best interest and are sworn to the highest levels of care.

That's why we've taken a fiduciary oath. Everything we do is done to help you achieve your goals ensuring that your interests always come first.

What We Do

Create Financial Blueprints

Everyone plans on retiring, but few know how to actually plan for retirement. We help you navigate the complexities of building a financial plan so you can sleep comfortably at night.

Grow Your Nest Egg

Your investments are your future. By combining the best practices of large institutional firms and quantitate investment strategies, we help you maximize your returns.

Provide Actionable Insights

We give you actionable insights for every decade in life. We do the math so that you'll have a clear understanding of important decisions and then help you implement them.

Setting Guardrails for Retirement

Whether you’re looking to track your finances or interested in improving it, our unique approach to monitoring your retirement success will help ensure you retire comfortably.

FREE E-BOOK
13 Fatal Financial FolliesTHAT SHOULD BE AVOIDED WHEN IT COMES TO RETIREMENT

Check out our valuable e-book for 13 detrimental planning mistakes that should be avoided at all costs when it comes to preparing for retirement.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Privacy Policy: We hate spam and promise to keep your email address safe
E-book Fee Only Financial Planner Irvine California

Smarter Investing

See how our wealth management process has been optimized to perform better and improve your overall returns.
Investment Fee Only Investment Advisor Orange County California

Intelligent Portfolios

When it comes to investing, you can’t afford to settle for anything less than the best. And we don’t think you should. That’s why we rely on proven investment strategies to manage your portfolio all built with a low cost approach. This ensures that you maximize your returns, regardless of what the market does. 

Key Highlights

  • Algorithm driven approach
  • Utilization of quantitative models
  • Academic investing approach
  • Reduction of underlying fund expenses
Asset Allocation Fee Only Financial Planner Orange County California

Asset Allocation

The reality is, any sort of investment takes risk. But that doesn’t mean that you need to take on excess risks to get your desired returns. We make it possible to maintain a comfortable level of risk, while maxing out your returns, by diversifying your portfolio with an optimal mix of assets.

Key Highlights

  • Strategic diversification
  • Modern Portfolio Theory
  • Risk driven approach
Strategic Rebalancing Fee Only Investment Advisor Irvine California

Strategic Rebalancing

The same way astronauts need to make small adjustments throughout a flight to keep the space shuttle moving toward its end destination, you need to periodically assess and rebalance your portfolio to move closer to your financial goals. By keeping a pulse on the market and actively looking for the best assets to add to your portfolio, we make it easier to stay on track.

Key Highlights

  • Compounding focus approach
  • Focus on controlling risks
  • Maintain target asset allocation
  • Implement responsive rebalancing strategy
Efficiency Fee Only Financial Planner Irvine California

Streamlined Efficiency

It doesn’t matter how large your returns are if they’re subject to lots of fees and taxes. We get that. That’s why we choose to implement the best technology to help minimize unnecessary fees and monitor tax implications.

Key Highlights

  • Implementation of streamilend tech
  • Analyze and mitigate excess fees
  • Monitor ongoing tax implications
CASE STORY 1

High earning professionals

CASE STORY 2

Retired

CASE STORY 3

Sudden wealth

"Planning for retirement should leave you happy and feeling good, with more money in your pocket. Complex strategies, smart investing, and implementation — we’ve got you covered."
Jared Tanimoto Signature Fee Only Financial Planner Orange County California

Contact Us

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get the inside scoop delivered straight to your inbox

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.